Coles Credit Cards

Coles Credit Cards

2 points per $1* with Coles Rewards Credit Cards

Coles Rewards MasterCard®*

The fastest way to collect points.

  • Collect 2 points for every $1 you spend. Everywhere, every day1
  • $89 Annual Fee
  • No international transaction fees on purchases
  • $10 off your Coles Supermarket shop instantly at the checkout with 2,000 points2
  • Free delivery at Coles online with your Coles Rewards MasterCard3
  • MasterCard and flybuys card in one
  • Up to 62 days interest free on purchases when you pay the balance in full each month4
  • Interest rate is 19.99% p.a. for purchases and cash advances

Coles No Annual Fee MasterCard®

No annual fee. Ever.

  • Collect 1 point for every $2 you spend. Everywhere, every day1
  • $10 off your Coles Supermarket shop instantly at the checkout with 2,000 points2
  • Free delivery at Coles online with your Coles No Annual Fee MasterCard3
  • MasterCard and flybuys card in one
  • Up to 62 days interest free on purchases when you pay the balance in full each month4
  • Interest rate is 19.99% p.a. for purchases and cash advances

Coles Low Rate MasterCard®

An everyday low interest rate of purchases.

  • 12.99% p.a. on purchases
  • Collect 1 point for every $2 you spend at Coles Supermarkets1
  • Low $49 Annual Fee
  • $10 off your Coles Supermarket shop instantly at the checkout with 2,000 points2
  • Free delivery at Coles online with your Coles Low Rate MasterCard3
  • MasterCard and flybuys card in one
  • Up to 62 days interest free on purchases when you pay the balance in full each month
  • Interest rate is 19.99% p.a. for cash advances4

The Coles Rewards MasterCard is the fastest way to collect flybuys points.1

Get up to 62 days interest free on purchases when you pay your account balance in full every month. Collect points at three times the speed when you shop at Coles and collect bigger and better rewards in no time. All for an $89 annual fee.

Terms & Conditions

1 flybuys points awarded for using a Coles MasterCard linked to your flybuys membership are in addition to flybuys points awarded by flybuys partners. Eligible transactions are explained in the Coles MasterCard Loyalty Terms & Conditions found on coles.com.au/creditcards. Eligible transactions exclude cash advances, credit fees or charges, credits, refunds, reimbursements, business purchases or balance transfers into your account. Standard flybuys Terms and Conditions, see flybuys.com.au. Note that partners’ earn rates vary.

2 2,000 flybuys points are required to redeem $10 off at the checkout each time. Excludes Coles Express and Coles online. Minimum spend is $10.05 after savings and discounts in one transaction at Coles Supermarkets and BI-LO (excluding smoking/tobacco related product purchases, Coles Group gift cards and iTunes cards).

3 Receive free delivery each time you spend $100 or more, after savings and discounts, with a Coles Credit Card at shop.coles.com.au. Offer can be withdrawn at any time. Offer excludes tobacco and tobacco related product purchases and remote delivery orders. To see if we deliver to your area, visit shop.coles.com.au and enter your postcode. Normal delivery terms and conditions apply.

4 MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International. PayPass is the trademark of MasterCard International Incorporated. Credit facility provided by Wesfarmers Finance Pty Ltd (ABN 58 601 282 455), Australian Credit Licence number 470916.

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